The General Council on Finance and Administration (GCFA) has published minimum insurance requirements for local church property and liability. You can download the minimum insurance requirements here.
The Board of Trustees is encouraged to carry more than simply property insurance. Even small churches need to be concerned about various liabilities they may have. Proper insurance protects the church and the church leaders.
Churches may wish to use GCFA's Insurance Worksheet to quickly list the policies they have, and see what insurance they may need.
Major church insurance companies typically offer packages which provide the needed coverage. You may wish to contact companies such as Brotherhood Mutual Insurance, Church Mutual Insurance, and Southern Mutual Church Insurance for a quote. We always recommend competitive quotes and getting references from others who use the copmany.